🏛️ PPF Calculator

Calculate your Public Provident Fund (PPF) maturity amount. PPF offers tax-free returns with EEE (Exempt-Exempt-Exempt) tax benefit — one of the best long-term savings schemes in India.

PPF Maturity Calculator

Current PPF interest rate: 7.1% per annum (compounded annually) · Lock-in: 15 years · Max investment: ₹1.5 lakh/year
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Maturity Amount
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Total Invested
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Interest Earned (Tax-Free)

PPF Year-by-Year Growth

Year Deposit Interest Balance

Frequently Asked Questions

What is EEE tax benefit in PPF?
PPF has triple tax exemption: Investment is deductible under Section 80C (up to ₹1.5 lakh), interest earned is tax-free, and maturity amount is completely tax-free. This makes PPF one of the most tax-efficient investments in India.
Can PPF be extended after 15 years?
Yes. After the 15-year lock-in, you can extend PPF in blocks of 5 years (with or without contributions). The account continues to earn interest at the prevailing rate.
What is the minimum PPF investment?
Minimum ₹500 per year, maximum ₹1.5 lakh per year. You can make up to 12 deposits per year. PPF accounts can be opened at post offices and most nationalised banks.